Claims Representative - Desk


Department: Claims
Promotion to this role is subject to availability.


Role Overview
Role Description

A Homeowner Claims Adjuster is responsible for independently managing and resolving moderate-complexity property claims in accordance with established guidelines and regulatory requirements. This role operates with minimal oversight, requiring a strong understanding of coverage, policy interpretation, and end-to-end claim handling best practices. The adjuster is confident in making appropriate coverage decisions and is Xactimate Level II Certified, with the ability to produce accurate, defensible estimates for mid-complexity losses. The adjuster demonstrates sound judgment in recognizing when to escalate issues, while maintaining openness to feedback and a commitment to continuous improvement.

Works with minimal oversight
Understands all guidelines
Xact Level II Certified
Confident in making appropriate coverage decisions
Capable of writing mid-complexity estimates
Recognizes when to escalate issues
Detail oriented
Clear and concise, professional communication
Openness to feedback
Key Skills & Competencies

CSAT: 75-85% Meets
HiMarley: 90% CWP
Productivity: 9-12.5/wk - increased complexity over associate
Closing Ratio: 100% (15 day lag)
Cycle Time: 15 days
Estimate Accuracy: 94%
File Quality: <15% Does not meet
KPIs
Role Development
Guidelines for Promotion into this Role
Beyond this Role
Common Next Roles
Senior Claims Representative
Similar Roles
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