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Claims Representative - Field

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Department: Claims

Promotion to this role is subject to availability.

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Role Overview

Role Description

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A Homeowner Claims Adjuster is responsible for independently managing and resolving moderate-complexity property claims in accordance with established guidelines and regulatory requirements. This role serves as a local presence for policyholders, providing on-site inspections, face-to-face customer support, and responsive communication throughout the claim process. The position operates with minimal oversight and requires a strong understanding of coverage, policy interpretation, and end-to-end claim handling best practices. The adjuster is confident in making appropriate coverage decisions and is Xactimate Level II Certified, with the ability to produce accurate, defensible estimates for mid-complexity losses. The adjuster demonstrates sound judgment in recognizing when to escalate issues, while remaining open to feedback and committed to continuous improvement.

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Works with minimal oversight
Understands claims guidelines and coverage application
Xactimate Level II Certified
Confident making appropriate coverage decisions
Capable of writing mid-complexity estimates
Recognizes when to escalate issues
Detail oriented
Clear, concise, and professional communication
Open to feedback and coaching
Valid driver’s license and willingness to travel locally for inspections and customer meetings

Key Skills & Competencies

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CSAT: 75-85% Meets
HiMarley: 90% CWP
Productivity: 8/wk
Closing Ratio: 100% (15 day lag)
Cycle Time: 15 days
Estimate Accuracy: 94%
File Quality: <15% Does not meet
60% Onsite Settlement

KPIs

Role Development

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Guidelines for Promotion into this Role

Beyond this Role

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